{
  "_what_this_is": "The git pilot policy: five units the estate already meters, from memo 12 and the signed mandate. Document 03 of the insurance-ecosystem pack is the schema; tools/policy.py evaluates this file and nothing else. Numbers are the project lead's placeholders until the ledger re-fits them (GM-D101).",
  "type": "policy/v1",
  "id": "git-pilot-2026-09-03",
  "rules_version": "insurance-ecosystem/draft-1",
  "issuer": { "who": "the project lead", "basis": "memo 12, 2 September 2026, and the mandate of 26 August", "record": null },
  "policyholder": { "who": "the pki.sgit.ai estate", "note": "the owner of this repository, where the pool lives; every draw names it as acceptor; experience rating lands here" },
  "subject": {
    "who": "any session committing to github.com/SGit-AI/SGit-AI__Website__PKI",
    "mandate": "packs/grant-and-mandate/mandates/current.json",
    "mandate_sha256": "05762fa3371cecbb3a641dde9710ea93013f78cb1af7eba91a63b3a7f4fa5e25"
  },
  "interval": { "from": "2026-09-03", "until": "2026-12-31", "reinstatement": "day", "timezone": "UTC" },
  "draw_mode": { "default": "recorded", "requested_above": { "bytes_per_commit": 204800 }, "acceptor": "policyholder" },
  "units": [
    {
      "unit": "bytes_per_commit", "kind": "volume",
      "meter": "git, at pre-commit: the uncompressed size of the blobs the index adds or changes versus HEAD (git diff --cached --raw, then cat-file sizes). A floor, never a bill",
      "normal": 51200, "per_occurrence": 307200, "pool": 1048576, "pool_scope": "per repository, per day",
      "exclusion": { "above": "per_occurrence", "reason": "bytes committed into history are a stock, not a rate: irreversible without rewriting history others hold, and paid by every clone forever. The vendor's published maximum file size is 1 MB recommended and 100 MB hard; this cap sits well inside it. Not the top of the buffer — the boundary of insurability" }
    },
    {
      "unit": "commits", "kind": "count",
      "meter": "the ledger: this repository's non-refused commit events today, counted by the evaluator (each commit appends one)",
      "normal": 10, "per_occurrence": 1, "pool": 20, "pool_scope": "per repository, per day",
      "note": "memo 12 says five to ten a day; ten is taken, and the pool is 2x"
    },
    {
      "unit": "bytes_per_push", "kind": "volume",
      "meter": "git, at pre-push: the uncompressed size of objects reachable from the pushed sha and not from the remote ref (rev-list --objects, cat-file sizes). The existing push-policy MVP's measurement, unchanged",
      "normal": 51200, "per_occurrence": 307200, "pool": 1048576, "pool_scope": "per repository, per day",
      "exclusion": { "above": "per_occurrence", "reason": "the same stock as bytes_per_commit, at the point where it leaves the machine" }
    },
    {
      "unit": "pushes", "kind": "count",
      "meter": "the ledger: this repository's non-refused push events today, per branch kind",
      "bands": { "own": { "normal": 10, "pool": 20 }, "dev": { "normal": 3, "pool": 10 } },
      "per_occurrence": 1, "pool_scope": "per repository, per day, per branch kind",
      "note": "the push-policy MVP's bands: own 10/20, dev 3/10"
    },
    {
      "unit": "branch", "kind": "reach",
      "meter": "git, at pre-push: the ref being pushed, against the allow-list of the signed mandate (mandate.py pre-push)",
      "exclusion": { "above": "the mandate's allow-list", "reason": "a branch is reach, not volume: the mandate governs it and the pool has nothing to say (GM-D87). A push outside the mandate is refused before any byte is counted" }
    }
  ],
  "reserve": { "share": 0.1, "released_by": "the issuer, by a decision on a request of kind 'reserve'", "note": "the catastrophe layer: no verdict may draw on it; it is subtracted from every pool before the arithmetic" },
  "rating": { "period": "week", "owner": "the issuer", "rule": "draw frequency is the metric. A pool drawn on most days of the period has the wrong normal band; the response is to raise the band and shrink the pool, never to enlarge the pool" },
  "rate_table": { "owner": "the issuer", "published": false, "note": "excluded from the pack; the evaluator never converts between units" },
  "supersedes": null,
  "does_not_prove": [
    "That these numbers fit this repository. They are memo 12's; the push MVP's replay of history says the estate breaches them on every release because the release rewrites every page, and the fix is in the release.",
    "That the hooks are a boundary. They are a setting: the agent can edit them, unset core.hooksPath, or --no-verify. The banner says so.",
    "That bytes measured in the index or before a push are the cost. They are a floor on what is asked.",
    "That one policyholder is a pool. Pooling across policyholders and the correlation card need a second one."
  ],
  "sig": null
}